Disclaimer

Last Updated: January 07, 2025

1. General Information

InsuranceCalculators.net (“we,” “our,” or “us”) is an independent educational platform that offers tools and resources to help users understand life insurance policies, including those provided by the Life Insurance Corporation of India (LIC) and other insurers.
Our calculators are designed to help users estimate premiums, maturity values, and benefits using publicly available information. We do not sell insurance policies and are not a substitute for official insurer tools or licensed advice.

2. No Affiliation with Any Insurer

InsuranceCalculators.net is not affiliated with, endorsed by, or connected to LIC or any other insurance provider.
All trademarks, logos, and brand names mentioned belong to their respective owners and are used only for descriptive and identification purposes.

3. Accuracy and Limitations of Calculators

Our calculators:

• Use algorithms and formulas derived from public policy documents.
• Provide approximate results that may differ from official insurer calculations.
• Are for informational purposes only and should not be solely relied upon for financial decision-making.
• May be updated periodically without notice as policies or rates change.

We do not guarantee the completeness, accuracy, or timeliness of any results.

4. No Financial or Legal Advice

The information on this Site does not constitute financial, legal, or insurance advice.
We recommend that users:

• Consult a licensed financial advisor or insurance agent before making any decisions.
• Verify all calculations and details with the relevant insurer’s official channels.

5. Privacy and Data Collection

• We do not require or collect personal details such as name, email, or phone number to use our calculators.
• Any optional data entered by users into calculators is not stored on our servers.
• Our site may use cookies for basic analytics and improving user experience.

6. Third-Party Services, Ads, and Affiliate Links

• We may display advertisements or affiliate links for products and services.
• Clicking on such links may redirect you to third-party websites.
• We are not responsible for the content, practices, or accuracy of information on third-party sites.
• Any financial relationships with third parties do not influence the objectivity of our tools or articles.

7. Policy Comparisons

Where comparisons are shown between LIC and other insurers:

• Data is compiled from public sources.
• We do not guarantee accuracy for all listed insurers.
• Comparisons are for general educational purposes only and not endorsements.

8. User Responsibility

By using our Site, you acknowledge that:

• You are responsible for your own financial decisions.
• You will verify any critical information before acting upon it.
• You will not hold InsuranceCalculators.net liable for outcomes resulting from reliance on our calculators or content.

9. International Visitors

• Our content is created primarily for an Indian audience based on Indian laws, taxation, and insurance practices.
• Visitors from other jurisdictions should verify if the information applies to their region.

10. Limitation of Liability

To the fullest extent permitted by law, InsuranceCalculators.net, its owners, employees, and partners shall not be liable for:

• Any inaccuracies, omissions, or outdated information.
• Financial loss, missed opportunities, or damages caused by use of the Site.
• Issues arising from technical errors, downtime, or external disruptions.

11. Changes to This Disclaimer

We may revise or update this Disclaimer at any time without notice.
Changes take effect immediately upon being posted.

12. Governing Law

This Disclaimer is governed by the laws of India.
Any disputes shall fall under the exclusive jurisdiction of the courts in Bhubaneswar, Odisha, India.

13. Contact Us

For any questions, concerns, or clarifications, contact:

Email: [email protected]
Address:
InsuranceCalculators.net
Gopabandhu Nagar, Gopabandhu Nagar,
Bhubaneswar – 751008, India