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Digital Millennium Copyright Act (DMCA) Policy
Last Updated: January 07, 2025
1. Introduction
InsuranceCalculators.net (“we,” “our,” or “us”) is an independent web publisher that develops and publishes educational tools and resources related to life insurance policies, including those offered by the Life Insurance Corporation of India (LIC).
We are not affiliated with, endorsed by, or associated with LIC or any other insurer. Our tools are based on publicly available information and are intended for informational purposes only.
We respect the intellectual property rights of others and expect our users to do the same. This DMCA Policy outlines the process for submitting copyright infringement claims and counter-notifications.
2. Policy Statement
In compliance with the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws, InsuranceCalculators.net will respond promptly to valid claims of copyright infringement.
In appropriate cases, we may remove or disable access to infringing content and, when applicable, terminate repeat infringer accounts.
3. Notification of Infringing Content
If you believe that material available on our Site infringes upon your copyrighted work, please submit a written DMCA takedown notice to our Designated Agent containing the following:
a. Your physical or electronic signature.
b. Identification of the copyrighted work claimed to have been infringed.
c. Identification of the material claimed to be infringing, including the exact URL where it is located.
d. Your contact information (full name, mailing address, phone number, email).
e. A statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
f. A statement, made under penalty of perjury, that the information in your notice is accurate and that you are authorized to act on behalf of the copyright owner.
4. Designated Agent for DMCA Notices
Please send all DMCA takedown notices to:
Email: [email protected]
Address:
InsuranceCalculators.net
Gopabandhu Nagar, Gopabandhu Nagar,
Bhubaneswar – 751008, India
5. Counter-Notification
If you believe that your material was removed or access was disabled as a result of mistake or misidentification, you may send a counter-notification containing:
a. Your physical or electronic signature.
b. Identification of the material that was removed or disabled and the location where it appeared before removal.
c. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled due to mistake or misidentification.
d. Your name, mailing address, phone number, and email.
e. A statement that you consent to the jurisdiction of the courts in Bhubaneswar, Odisha, India, and will accept service of process from the person who submitted the original DMCA notice.
Upon receipt of a valid counter-notification, we may reinstate the material unless the copyright owner initiates legal proceedings within the time allowed by law.
6. Repeat Infringer Policy
In accordance with the DMCA, InsuranceCalculators.net reserves the right to terminate accounts or block access for users who are determined to be repeat infringers.
7. Good Faith Belief
By submitting a DMCA notice or counter-notification, you affirm that you have a good faith belief that the information you are providing is accurate and not misleading.
8. Accuracy of Information
We are not responsible for errors or omissions in DMCA notices or counter-notifications submitted by third parties.
It is the sender’s responsibility to ensure all information is accurate and complete.
9. Legal Complianc
This DMCA Policy is intended to comply with the DMCA and applicable intellectual property laws.
By using our Site, you agree to abide by this policy and all relevant laws.
10. Changes to This DMCA Policy
We may revise this policy at any time without prior notice. Changes will be effective immediately upon posting on this page.
11. Governing Law
This DMCA Policy is governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts in Bhubaneswar, Odisha, India.
12. Contact Us
For questions regarding this DMCA Policy, please contact:
Email: [email protected]
Address:
InsuranceCalculators.net
Gopabandhu Nagar, Gopabandhu Nagar,
Bhubaneswar – 751008, India